As ecommerce continues to grow, the need to process credit cards will also continue to expand. An international merchant account allows the flexibility to accept all major credit and debit cards. Now most retail merchant account have AVS address verification systems in place that accurately verify the cardholder’s address. This is very important in order to prevent fraud and losses incurred by shipping items to an incorrect billing address. To open an account you can contact your local banking facility or search online for the countless vendors that offer this service.